Insurance Adjusters: Public Adjuster or Independent Adjuster

When filing a property loss insurance claim, you should know the difference between the adjuster your insurance company will send out and a public adjuster. Sometimes referred to as an independent adjuster, your insurance company will send someone to the property where the loss occurred. The independent insurance adjuster works on behalf of your insurance company to document your claim, assess the amount of loss and recommend a settlement. It is important to know that this kind of adjuster works for your insurance company.

A public adjuster works as an advocate for YOU, the policyholder. In the case of a business or residential property claim, it is in the policyholder’s best interest to hire a public adjuster.  A public adjuster will go through your policy line by line in order to properly document your loss in its entirety. Then, the public adjuster compiles a comprehensive report outlining all damages and related loss. A public adjuster will then negotiate with your insurance company to make sure your settlement pays you every penny you deserve. The public adjuster, from start to finish, handles your entire insurance claim.

Key Fact: Public adjusters are paid as a percentage of the settlement they recover for you. If they do not recover anything, you pay nothing.

Other Important Facts:

If you had a property claim, and were not satisfied with the amount the insurance company paid you, the licensed public adjusters with Trusted Adjusters can help. States have different statutes of limitations. In Florida, a public adjuster can file a supplementary insurance claim up to 5 years after the original date of loss. If your property claim was less than five years ago in Florida, you have nothing to lose by contacting Trusted Adjusters. We will provide you with a free claim analysis to determine if you qualify for more money. Once we determine that you may qualify for a lager settlement, we will work tirelessly until we recover what is rightfully yours.

If you had a property claim that was denied by your insurance company, Trusted Adjusters can help. As long as the loss was within your state’s statute of limitations, we will analyze your insurance policy and thoroughly review your claim. Trusted Adjusters has been very successful in recovering thousands upon thousands of dollars for property owners whose insurance companies refused to pay.

If you have any questions about public adjusters, a property claim, loss, or how Trusted Adjusters can help you with your claim, call us 24/7 toll free- 1.866.95.CLAIM

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